Commercial Real Estate Financing Raleigh, NC

Commercial Real Estate Financing in Raleigh, NC

Raleigh, NC is experiencing a growing number of commercial real estate opportunities. Property investors at all levels of experience need a reliable source of financing from a partner that understands the local market. Array Financial is based in Raleigh, and our team is committed to providing solutions tailored to the needs of local property investors and developers. We offer solutions for properties and projects throughout Raleigh, including such locations as:

  • Cameron Village
  • Downtown
  • Glenwood South
  • North Boylan
  • Caraleigh

Array Financial has a wide range of commercial real estate financing programs for investors and developers in Raleigh, NC.

Construction Financing for Projects in Raleigh, NC 

Array Financial provides construction financing that can be scaled to fit the size and scope of any project in Raleigh, NC. Construction financing from Array Financial features:

  • Loan amounts from $2 million to $100 million
  • Terms up to 5 years
  • Fixed interest rates
  • Amortizations up to 25 years
  • No upfront fees
  • Funds available within 45 days
  • Collateral considered: Land, real estate, and equipment

Bridge Loans for Commercial Property in Raleigh, NC

Bridge loans from Array Financial have a variety of uses, from acquisitions and renovations to short sales, partner buyouts, and more. Our bridge loans include:

  • Financing up to $100 million
  • Low interest rates
  • Fast closings
  • LTV up to 80%
  • Generous terms
  • Interest-only amortization

Equity and Mezzanine Financing for Investment Properties in Raleigh, NC 

Equity and mezzanine financing from Array Financial start at $5 million and are designed for large commercial investments that do not fit within the parameters of debt-based loans. Our mezzanine and equity financing solutions offer various repayment options, including:

  • Cash interest
  • Equity stake
  • Payable-in-Kind (PIK) interest

CMBS Conduit Loans for Commercial Real Estate in Raleigh, NC

CMBS conduit loans from Array Financial offer higher LTV, more generous terms, and better rates than traditional loans. Our CMBS conduit loans feature:

  • Loan amounts up to $50 million
  • LTV up to 80%
  • Terms up to 30 years

HUD and FHA Lending Solutions in Raleigh, NC

HUD and FHA lending solutions from Array Financial can be used for commercial properties throughout Raleigh, such as senior living centers, medical practices, multifamily dwellings, and more. Our HUD and FHA loan programs offer a wide range of benefits, including:

  • Financing from $2 million to $50 million
  • Non-recourse options
  • Permanent funding
  • Credit enhancements
  • Full amortizations
  • Low permanent fixed rates
  • Fully assumable
  • Integrated construction

SBA Loans for Commercial Properties in Raleigh, NC

Array Financial provides SBA 7a and 504 loans for commercial real estate in Raleigh, NC. Our SBA loans include:

  • Loan amounts as high as $5,000,000
  • Low interest rates
  • Full amortizations
  • Fixed and variable rate options
  • No penalties for prepayment
  • Loan-to-value between 80% and 90%
  • Prequalifications within 48 hours
  • Terms up to 25 years
  • No balloon payments

Conventional Programs for Commercial Mortgages in Raleigh, NC 

Conventional loans from Array Financial are an excellent fit for stabilized and owner-occupied properties in Raleigh, NC. Our conventional loan programs feature:

  • Financing up to $100 million
  • Up to 75% LTV
  • Terms up to 10 years
  • Amortizations up to 30 years

Contact Us

If you need financing for commercial real estate in the Raleigh area, contact the team at Array Financial today.